- mylb.in or myLB is not a lender. myLB is a Fintech Advisory platform interested in the credit well-being of its subscribers
- Our Primary Objective is to help Customers reduce Borrowing Costs and support Prompt Repayments, kyonki byaaj mahanga hai.
- Subscribers will get Advisory Services on their Credit / borrowings viz., Loans, Cards and Financial Services in general.
- Subscribers shall authorize myLB to collate their credit information from Experian to be used only to build their credit profile. Subscriber’s Data is extremely safe, as myLB neither Share nor Sell data to anyone.
- Programs like Personalized Credit Health Update, reducing Credit costs, Advisory on Leverage and arranging short term (30 day) Bridge Loans* to meet credit obligations are exclusive to Subscribers.
(*) Bridge Loan approvals are subject to Subscribers meeting the credit norms of the respective Lender
* Before you start filling your details please Read all the Sections for your better understanding of what to expect.
- Subscribers upon registration will be credited with reward points equivalent to the value of the subscription fee
- Subsequent reward points will be accumulated form the date of subscription and based on the monthly repayment updates received from credit bureau / Experian
- To encourage the importance of prompt repayments, subscribers will be credited reward points for monthly loan / card repayment and only for repayments that are made promptly ie., zero days past due (DPD)
- Reward points aren't transferable and can be redeemed only by the subscriber for transactions (buying a loan, card or insurance policy) done through mylb.in
To be a subscriber, customer has to pay an amount of Rs.200/- per annum